Investing your super

Your super is likely to be one of your main sources of income once you wind-down from work, so it’s worth understanding how it’s invested.

Our unique active investment philosophy aims to both grow and protect your super savings — not all super funds do this. We work hard to deliver strong returns over the long term, and we are here to help you make informed decisions that align with your personal financial goals.

Pension Online

Your investment options

We offer 12 investment options, each with a different return target and level of investment risk, plus a Direct Investment option.

protect-pictogram-wcs@2x

Outperform and Outprotect

Our unique active investment philosophy simultaneously grows and protects your savings in market ups and downs.

Competitive long-term returns

Investment performance

Use our investment performance tool to track the latest returns over various time periods, to see how your super’s performed.

See the latest investment update

Chief Investment Officer, Suzanne Branton, reviews our most recent performance. See all our market updates here.

CareSuper’s Balanced option

If you joined CareSuper through your employer or you haven’t selected your investment option(s), then we’ll invest your super in our Balanced (MySuper) option. With a track record of outperformance, this option invests in a diversified mix of assets and aims to achieve relatively strong returns in the medium to long term.

Responsible investing

We integrate environment, social and governance (ESG) factors into all our investment decisions. And, we offer a dedicated Sustainable Balanced option that not only meets our ESG criteria but also has specific investments that drive positive change towards a more sustainable and inclusive world, while delivering strong long-term returns.

Invest your own way

Prefer to tailor your own portfolio? The Direct Investment option (DIO) lets eligible members choose their own investments from shares, ETFs, listed investment companies and term deposits with other CareSuper options.

Discover more Unit pricing Investment Guide PDF - 15.21mb Investment FAQs Changing your investments

This website contains general advice, not taking into account your objectives, financial situation or needs. Before acting on this advice you should determine if it is appropriate for you. Before acquiring a product, first read its Product Disclosure Statement and Target Market Determination. Some products and services offered on this website are provided by third parties. The trustee is not responsible for the products or services, views or actions of these third parties. Terms and conditions may apply which should be obtained from the third parties direct. The trustee does not accept liability if loss or damage is incurred from the acquisition of third party products or services. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments.

CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 CARE Super (Fund) ABN 98 172 275 725.